INSURE

Top Omnium Cyclomoteur Insurance by AG

IN PRACTICE

Additional coverage

The Top Omnium Cyclomoteur Insurance by AG provides optimal protection for your moped, scooter or microcar. This insurance offers additional coverage to your Cyclomoteur liability insurance.

YOUR BENEFITS

Optimal protection

The Top Omnium Cyclomoteur Insurance is an extended omnium that allows you to take to the road with peace of mind. In the event of an accident or theft, you are always protected, whether you are at fault or not.

MORE INFORMATION

Contact us

Would you like to take out omnium insurance for your moped? Make an appointment at your BNP Paribas Fortis agency or call the Easy Banking Centre on +32 2 433 41 30. Your premium will be calculated based on the type of your vehicle, its price, and the desired coverage.

AG EcoBonus -10%

To encourage you to opt for mobility with lower CO2 emissions, you will receive a 10% discount on your Third-Party Liability and Comprehensive Insurance for your electric moped or minicar for the entire term of your policy, provided the policy remains unchanged.

This offer is valid for all new contracts and contract amendments following a change of moped or minicar.

Which mopeds or microcars does the Top Omnium Cyclomoteur Insurance cover?

Mopeds or microcars with a maximum of 50 cc or 4 kW:

  • Class A: 2- or 3-wheeled vehicle that do not exceed 25 km/h.
  • Class B: 2- or 3-wheeled vehicle that do not exceed 45 km/h.
  • Microcar/light vehicle: vehicle up to a maximum of 425 kg that does 45 km/h maximum.
  • For mopeds with a 4-wheeled enclosed cabin for the driver and passengers, accessible from a maximum of 3 sides, the maximum net power or continuous rated power cannot exceed 6 kW.

Do you have a moped with more than 50 cc? In this case, you need Top Omnium Moto insurance.

Create your own omnium insurance

Small Omnium

Large Omnium - accident with a third party

Large Omnium - all types of accidents

Damage caused by fire, theft, broken glass, accident with an animal, natural disaster
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Damage to your own vehicle in the event of an accident at fault - with a third
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Damage to your own vehicle in the event of an accident at fault - without a third party
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Vandalism
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Additional benefits of your Top Omnium Cyclomoteur Insurance

Discover the many benefits this omnium insurance offers.

  • Customised Formula

    For your omnium insurance, choose from 3 formulas:

    • Small Omnium
    • Large Omnium in the event of an accident with a third party (at fault)
    • Large Omnium for damage following any type of accident and vandalism

  • No depreciation

    Your moped does not lose value as long as you have not reached 3,000 km on the odometer. You can extend this period with the Cyclomoteur+ Pack.

  • In Belgium and abroad

    The omnium insurance, small or large, protects you not only in Belgium but also in all countries listed on the insurance certificate.

  • Replacement vehicle

    You will receive a replacement vehicle provided your moped is being repaired by an approved repairer. In the event of theft, you are also entitled to a replacement vehicle for 30 days.

  • Free choice of repairer

    If you choose for an approved by AG repairer, you benefit from a guarantee on repairs and parts, a third-party payment system, and a replacement vehicle during the immobilisation period.

Scope of your coverage

Main risks covered

  • In Multirisk (small omnium): theft of your moped, fire, broken glass, damage caused by natural forces or accident with an animal

  • In Material Damage (large omnium): choice between the “damage by accident with a third party” or “damage from all types of accidents” formulas

  • Damage caused by fire, theft, broken glass, natural forces, accident with an animal, or electrical wiring damage caused by rodents (omnium and small omnium)

Main risks not covered

  • Theft of the vehicle if the mandatory anti-theft system has not been activated or is defective (large and small omnium)

  • Damage to the vehicle resulting from a construction defect, wear and tear, lack of maintenance, or use of the vehicle not in accordance with the manufacturer's instructions (large omnium)

Not satisfied?

For any complaints regarding our products and/or services, you can get in touch with your usual point of contact, use our complaint form, or reach out to BNP Paribas Fortis, Complaints Management Service, Montagne du Parc 3, 1000 Brussels, tel. +32 2 228 72 18, or email gestiondesplaintes@bnpparibasfortis.com. Further details are available on www.bnpparibasfortis.be/complaint and via the AG Insurance website (www.aginsurance.be).

If you are not satisfied with the proposed solution or do not receive a response within the expected timeframe, you may file a complaint with the Ombudsman des Assurances (Insurance Ombudsman). This can be done online via their complaint form, by email (info@ombudsman-insurance.be) or in writing (Ombudsman des Assurances, Square de Meeûs 35, 1000 Brussels). You may also lodge your complaint directly with this body.

Privacy protection

The personal data communicated by the policyholder is processed by AG Insurance SA.

About privacy protection

INSURE YOUR MOPED

Take out your omnium insurance in 3 steps

  1. Appointment

    Take an appointment with a BNP Paribas Fortis advisor or call the Easy Banking Centre on +32 2 433 41 30.

  2. Offer

    Discuss your insurance needs for your moped with your advisor and receive an offer.

  3. Signature

    Sign your contract, register your moped. You can then take to the road with peace of mind.

To learn more or receive an offer

Extend your omnium insurance

Please read the information document before subscribing to the insurance.

Cyclomoteur+ Pack

This pack includes, among other things:

  • An extension of the period without depreciation (24 months and 7,000 km)
  • Additional broken glass coverage for headlights, rear lights and mirrors
  • Coverage up to €2,000 for options, accessories, and transported goods
  • Coverage up to €2,000 for moped equipment
  • Coverage up to €1,000 for winter tyres

Discover our other insurances

Informations légales

AG Insurance (abbreviated as AG) SA – Bd E. Jacqmain 53, B-1000 Brussels - www.aginsurance.be - info@aginsurance.be - RPM Brussels – VAT BE 0404.494.849 - Insurance company approved under code number 0079, under the supervision of the National Bank of Belgium, Bd de Berlaimont 14, 1000 Brussels.

Intermediary: BNP Paribas Fortis SA/NV, Montagne du Parc 3, 1000 Brussels - https://www.bnpparibasfortis.be -Brussels Register of companies, VAT BE0403.199.702, registered with the FSMA under this number, rue du Congrès 12-14, 1000 Brussels, and acting as a insurance agent.

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