Top Accidents is a Belgian-law optional accident insurance policy from AG, distributed by BNP Paribas Fortis. The policy is valid for 1 year, at the end of which it will be renewed by tacit agreement for the same period, except where it is cancelled at least three months before the renewal date.
For a policy taken out or renewed by tacit agreement on or after 1 October 2024, you have until two months before the renewal date to cancel it. In addition, from the second year onwards, you can cancel the policy at any time. Cancellation will take effect at the end of a 2-month period starting the day after notice is given by registered mail or served upon us, or the day after we provide an acknowledgement of receipt.
An accident can happen suddenly. In addition to any damage to property, it's essential to protect yourself and your family from the financial consequences of physical injury.
Your insurance policy covers you worldwide in the event of physical injury following an accident involving your vehicle.
Whether you’re the driver or the passenger of your moped, motorcycle or microcar, you and your family are protected.
Your individual accident insurance policy covers:
Medical expenses, permanent disability, death and psychological assistance following a motorcycle, moped or microcar accident
Financial consequences of an accident resulting in physical injury that occurred during the use of the insured vehicle – anywhere in the world
An accident resulting from an intentional act by the policyholder or beneficiary
An accident caused by the policyholder being under the influence of alcohol or in a similar state
An accident occurring during work activities or on the way to work
An accident while using a quad bike
Please read the information document before subscribing to the insurance. You can find additional information in the documents below:
For any complaints regarding our products and/or services, you can get in touch with your usual point of contact, use our complaint form, or reach out to BNP Paribas Fortis, Complaints Management Service, Montagne du Parc 3, 1000 Brussels, tel. +32 2 228 72 18, or email gestiondesplaintes@bnpparibasfortis.com. Further details are available on www.bnpparibasfortis.be/complaint and via the AG Insurance website (www.aginsurance.be).
If you are not satisfied with the proposed solution or do not receive a response within the expected timeframe, you may file a complaint with the Ombudsman des Assurances (Insurance Ombudsman). This can be done online via their complaint form, by email (info@ombudsman-insurance.be) or in writing (Ombudsman des Assurances, Square de Meeûs 35, 1000 Brussels). You may also lodge your complaint directly with this body.
The personal data provided by the policyholder is processed by AG Insurance SA.
Make an appointment with a BNP Paribas Fortis advisor or call the Easy Banking Centre on +32 2 433 41 30.
Discuss your insurance needs for your motorcycle, moped or microcar with your advisor and receive a tailored proposal.
Sign your policy and take to the road with peace of mind.
To learn more or receive a proposal
Please read the information document before subscribing to the insurance.
AG Insurance SA (abbreviated as AG) – Bd É. Jacqmain 53, 1000 Bruxelles - www.aginsurance.be - info@aginsurance.be - RPM Bruxelles – TVA BE 0404.494.849 - Insurance company approved under code number 0079, under the supervision of the National Bank of Belgium, Bd de Berlaimont 14,
1000 Brussels.
Intermediary: BNP Paribas Fortis SA/NV, Montagne du Parc 3, 1000 Brussels - https://www.bnpparibasfortis.be -Brussels Register of companies, VAT BE0403.199.702, registered with the FSMA under this number, rue du Congrès 12-14, 1000 Brussels, and acting as a insurance agent.
