* Hospitalisation Plus insurance is a Belgian insurance product from AG, distributed by BNP Paribas Fortis. It is valid for one year with tacit renewal.
Discover the benefits of hospitalisation insurance in a few choice words.
The Hospitalisation Plus insurance covers the costs incurred by a medical admission due to illness, an accident or childbirth, and which remain the responsibility of the insured after intervention by the health insurance (mutual insurance).
During a hospital stay, you can choose your hospital, doctor and type of room. In a limited number of non-university hospitals (mainly in the Brussels region), a 50% personal contribution will remain the patient's responsibility if they choose to be treated in a private room.
Medical expenses inevitably arise before and after hospitalisation. These include outpatient costs: medication, nursing care, medical and paramedical services at home (physiotherapy, etc.) and orthopaedic prostheses and appliances.
Hospitalisation Plus insurance guarantees a full refund of outpatient costs related to hospitalisation, from one month before to three months after the hospitalisation.
You can benefit from additional services in Belgium during and after hospitalisation.
Hospitalisation Plus insurance covers outpatient costs related to 30 serious illnesses. These can be significant. The list includes cancer, leukaemia, diabetes, AIDS, Pompe disease, Crohn's disease, malaria, etc.
The coverage is provided without an excess and does not necessarily require hospitalisation.
You don't always decide when you need hospitalisation, and sometimes you may be on the other side of the world, whether on holiday or a business trip. With Hospitalisation Plus insurance, you'll be fully covered.
Other assistance formulas are available for your trips abroad. They cover repatriation costs (yours and your family's), as well as search and rescue costs, doctor and delivery of medication, prostheses, glasses, etc.
You retain your guarantees for life, without age-related restrictions, without a ceiling, and at the rate established at subscription. You have the right to terminate the insurance, but your contract cannot be terminated by AG.
refund of hospitalisation costs related to the treatment of 30 serious illnesses, accidents or childbirth;
full indemnification of real hospitalisation costs, even for posts not covered by INAMI;
refund of pre- and post-hospitalisation costs, including outpatient costs one month before and three months after hospitalisation;
assistance abroad including search, rescue, repatriation, delivery of medication, prostheses, etc. costs
dental treatments, except for medical reasons (gum disease, accident, etc.);
experimental or aesthetic treatments, even in case of functional impairment;
hospitalisation costs in private rooms in certain Walloon and Brussels hospitals, unless a complementary guarantee is subscribed.
Please read the information document before subscribing to the insurance. Want to know more? Get more information with the document below.
The contract is valid for one year with tacit renewal.
For any complaints regarding our products and/or services, you can get in touch with your usual point of contact, use our complaint form, or reach out to BNP Paribas Fortis, Complaints Management Service, Montagne du Parc 3, 1000 Brussels, tel. +32 2 228 72 18, or email gestiondesplaintes@bnpparibasfortis.com. Further details are available on www.bnpparibasfortis.be/complaint and via the AG Insurance website (www.aginsurance.be)
If you are not satisfied with the proposed solution or do not receive a response within the expected timeframe, you may file a complaint with the Ombudsman des Assurances (Insurance Ombudsman). This can be done online via their complaint form, by email (info@ombudsman-insurance.be) or in writing (Ombudsman des Assurances, Square de Meeûs 35, 1000 Brussels). You may also lodge your complaint directly with this body.
Please read the information document before subscribing to the insurance.
AG Insurance (in short AG) SA – Bd E. Jacqmain 53, B-1000 Brussels - www.aginsurance.be - info@aginsurance.be - RPM Brussels – TVA BE 0404.494.849 - Insurance company approved under code 0079, under the control of the National Bank of Belgium, Bd de Berlaimont 14, 1000 Brussels.
Intermediary: BNP Paribas Fortis SA/NV - Montagne du Parc 3, 1000 Brussels - https://www.bnpparibasfortis.be -Brussels Register of companies, VAT BE0403.199.702, registered with the FSMA under this number, rue du Congrès 12-14, 1000 Brussels, and acting as a insurance agent.
