Have a mortgage loan with BNP Paribas Fortis and planning renovations? You may be able to reborrow from €7,500.
You can reborrow on your BNP Paribas Fortis mortgage loan for kitchen or bathroom upgrades, flooring, electrical or plumbing work, joinery or painting, facade works, and outdoor projects like a terrace, pool or solar panels. Any jobs classed as real estate work are eligible.
Enjoy a competitive rate and the benefits of long-term borrowing. No need for a new mortgage loan, and no additional notary or mortgage fees. You choose the term; note: it doesn’t have to match your original loan.
Your rate and conditions are fixed on the day you apply. Once your request is submitted, you have 20 days to accept our offer. During this time, your interest rate is guaranteed.
Have your mortgage loan details, invoice or quote, ID card, account number and proof of income and expenses to hand.
| Your situation | |
| Your mortgage loan | 100.000€ |
| Already repaid | 20.000€ |
| Planned renovation | 40.000€ |
| What can you reborrow? | |
| Already repaid | 20.000€ |
| +20% of your original loan | 20.000€ |
| Total available to reborrow | 40.000€ |
Don't have a mortgage loan at the moment? We offer other financing options to help with your renovation.
With a Renovation Loan, you can fund your project at an attractive interest rate, up to three months after the invoice date.
The Energy Loan offers an even better rate if at least 75% of the work is focused on energy savings. We compare all three options side by side, so you can easily see the one that suits you best.
Unsure which credit option best suits your housing project? Have a question or want more information? Give us a call on +32 2 433 41 36.
Want to review your project with an expert or submit a credit application? Make an appointment with an expert at a BNP Paribas Fortis branch or the Easy Banking Centre.
Type of credit: mortgage loan for (im)movable property. The provisions on mortgage credit in Chapter 2 of Title 4 of Book VII of the Belgian Code of Economic Law apply. Subject to approval of your application by BNP Paribas Fortis NV, lender, Montagne du Parc/Warandeberg 3, 1000 Brussels – RPR Brussels – VAT BE 0403.199.702.
Energy Loan – Type of credit: Instalment Loan. The provisions on consumer credit in Chapter 1 of Title 4 of Book VII of the Belgian Code of Economic Law apply. Covers all energy-efficient works in the home, including the purchase and installation of window frames and double glazing, heating systems and boilers, insulation materials, solar panels, energy audits, and all other materials and works aimed at energy savings in the home. Subject to approval of your application by AlphaCredit NV, lender, Montagne du Parc/Warandeberg 8 box 3, B-1000 Brussels – RPR Brussels – VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis NV, Montagne du Parc/Warandeberg 3, B-1000 Brussels – RPR Brussels – VAT BE 0403.199.702.
Renovation Loan – Type of credit: Instalment Loan. The provisions on consumer credit in Chapter 1 of Title 4 of Book VII of the Belgian Code of Economic Law apply. Subject to approval of your application by AlphaCredit NV, lender, Montagne du Parc/Warandeberg 8 box 3, B-1000 Brussels – RPR Brussels – VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis NV, Montagne du Parc/Warandeberg 3, B-1000 Brussels – RPR Brussels – VAT BE 0403.199.702.
AG Insurance (abbreviated as AG) SA - Bd É. Jacqmain 53, 1000 Brussels - www.aginsurance.be – e-mail: info@aginsurance.be – RPM Brussels TVA BE 0404.494.849 - Belgian insurance company approved under code 0079, under the control of the National Bank of Belgium, Bd de Berlaimont 14, 1000 Brussels.
Intermediary : BNP Paribas Fortis SA/nv, Montagne du Parc 3, 1000 Brussels - https://www.bnpparibasfortis.be - Brussels Register of companies, VAT BE0403.199.702, registered with the FSMA under this number, rue du Congrès 12-14, 1000 Brussels, and acts as an insurance agent.